EMF Membership Policies of eproyojonbd.com
# EMF is an investment of TK- 1000 / – for a period of 3 years from the date of purchase.

# The membership is not saleable.

#The membership is not transferable.

## Can be cashed after 3 years or 1095 days from the date of purchase.

# 3.9% to 5% interest / year will be paid on an investment of BDT.1000 / – which will be paid once after 3 years, but no interest will be paid if EMF cash is paid before 3 years.

# Once purchased, it cannot be refunded.

# If for any reason cash application is made in the first year then application can be made after 6 months. But the money will not be paid in cash. Which will be balanced in the required wallet. Note that the service charge will be deducted if cash or balance is applied at any time before the expiration date.

# If for any reason a second-year cash application is made then 25% cash 75% required wallet balance will be provided.

# If for any reason cash application is made for the third year (one day before 1095 days) then 50% cash 50% required wallet balance will be provided.

# After 3 years or 1095 days EMF  money and interest can be cashed at any time.

# Member’s need to have legal/verifiable identity.

#The members have to a verified/identified/declared address for sensitive deliveries(midnight/cash).

# Membership card/id/mobile number must be unique and private (owned by the member).

#If EMF Member died nominees will get all facility

#Member’s must mention the priority date for gifts/vouchers (birthday/anniversary).

#Member’s must not order any illegal product or package.

# Member’s must inform and show the membership in any direct purchase from merchants.

#The discount may vary category wise.

#Grocery credit is depended on individual credit score (may need to charge for verification).

# eproyojonbd.com is not liable for credit scores/limit approval.

# eproyojonbd.com is authorized to change any offer or condition with prior notice or by the order from the government of Bangladesh or rules and regulations change.